Colorado Judicial Branch has compiled all forms required for Garnishment of Wages.
Garnishment of wages is used to collect a judgment by garnishing a debtor's wages.
"Interrogatories" are a series of approved questions to find what assets a debtor has. "Garnishment" is a legal process to collect money from a debtor's assets.
Minimum wage: Federal minimum wage is $7.25 as of July 1, 2009. Colorado minimum wage is $14.42 as of January 1, 2024.
If you went to court and got a money judgment against someone, but they are not paying you the money, you can go after that person's wages or other earnings by filing garnishment paperwork with the court.
Money can then be taken out of the person's paycheck and paid to you. There is a limit on the amount of money that can be taken out of each paycheck. A certain amount of money will be taken out of each paycheck until the money you are owed is fully paid.
You will file your paperwork with the same court where the case awarding you a money judgment is located. You will also use the same case number.
First, you need to determine where the person who owes you money works. If you already have this information, you can skip this step.
Note: Some courts have local policies that may be slightly different than the instructions below. Make sure to check with your local court as to their local policy.
If you do not know where the person who owes you money works, and the case where you were awarded money is in county court, follow these steps:
If you do not know where the person who owes you money works, and the case where you were awarded money is in small claims court, follow these steps:
If the case where you were awarded money is in district court, see Rule 69(d) of the Colorado Rules of Civil Procedure for information on how to send questions to the person who owes you money, which they are required to answer.
Use the forms link above to download and complete the Garnishment of Wages forms. For detailed instructions on how to fill out these forms, review JDF 82 How to Collect on a Judgment.
You and the person who owes you money will have the same "identities" to the court as you did in the original case where the court awarded you the money. For example, if you were the Plaintiff or Petitioner in the original case, you will be the Plaintiff or Petitioner when you file this paperwork.
You will use the same case number from your original case.
If you are owed money, you are referred to as the Judgment Creditor. The person who owes you money is referred to as the Judgment Debtor. The employer of the person who owes you money is known as the Garnishee.
Fill out lines 1 - 5 at the top of Form 26 Writ of Continuing Garnishment and sign below line 5. You must sign this form in front of a notary public or court clerk. You can find a notary public by looking in the Yellow Pages, on the Internet, or by going to your local bank.
Garnishment of Personal Property Filing Fees | |
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Writ of Garnishment | $45.00 |
After you file Form 26 Writ of Continuing Garnishment, and the court signs and issues the Writ back to you, you must arrange to deliver two copies of Form 26 Writ of Continuing Garnishment, two blank copies of Form 27 Calculation of the Amount of Exempt Earnings, and one blank copy of Form 28 Objection to Calculation of the Amount of Exempt Earnings to the employer of the person who owes you money (the Garnishee).
The process of having these forms delivered is known as personal service. Self-Help Service of Process will help you understand how to arrange for personal service and how to return proof of service to the court.
After you serve Form 26 Writ of Continuing Garnishment, Form 27 Calculation of the Amount of Exempt Earnings, and Form 28 Objection to Calculation of the Amount of Exempt Earnings on the employer of the person who owes you money (the Garnishee), the employer will fill out their portion of these forms and send them to you, the court, and the person who owes you money after the next time they get paid.
If the person who owes you money does not object, money will be taken out of their wages and paid to you. If the person who owes you money objects in writing with the court, the money will be sent to the court to be held until the issue is resolved.
Once the person who owes you money pays you everything in full, fill out and file JDF 111 Satisfaction of Judgment with the court. This will let the court know that you have been paid everything you are owed and that the case is over. You must sign this form in front of a notary public or court clerk. You can find a notary public by looking in the Yellow Pages, on the Internet, or by going to your local bank.